Global Interest Rates in 2025: Navigating the Shift and What It Means for Your Money
After a period marked by aggressive interest rate hikes aimed at curbing soaring inflation, the global financial landscape for 2025 is poised for a significant shift. The key question is no longer if rates will fall, but when, how much, and critically, how the distinct paths of major central banks like the US Federal Reserve and the European Central Bank (ECB) will shape everything from mortgage payments to investment portfolios. Understanding this complex dynamic is essential for anyone managing their personal finances or business operations.